With 20 years of experience in the mortgage industry, Erez Shimoni (NMLS #460222) has the knowledge and dedication required to provide the ideal financing options to his borrowers. Petra Cephas's competitive loan financing rates, combined with our state-of-the-art technology and dedicated support staff, enable him to provide borrowers with one or more customized loan options while minimizing any stress they may feel. In addition, since Petra Cephas is a dedicated mortgage broker, he can offer a wider selection of loan products than many banking institutions. These include conventional, FHA, VA, Jumbo and renovation loans. Thank you in advance for the opportunity to assist you with one of life's most important financial transactions.